Finding the right auto insurance company is about more than just getting the best price. You need an insurance company that’s willing to cater to your needs, use up-to-date technology and services, and provides excellent customer support in the event of an accident. With so many options for car insurance, it’s important to do some research and find the perfect one. In an effort to make your life easier, the insurance company Clearsurance recently used customer reviews to find out which ones are the best. Here are the top five companies.
NJM Insurance Company
Unfortunately, the top-rated car insurance company only serves New Jersey and Pennsylvania, and not everyone in those states will necessarily qualify for the company’s excellent service.
If you or a family member were ever in the U.S. military, then you should reach out to USAA before even considering any other auto insurance company. This insurance company was designed specifically for those who are currently serving or previously served. Their family members are also eligible for the insurance coverage. USAA is well-known for its services, and it offers much more than just insurance. You can also bank with USAA, get advice, and find special shopping discounts. If you or a member of your family is or was in a branch of the military, definitely reach out to see what USAA has to offer.
Amica Mutual Insurance Company
Don’t want to meet some kind of special requirements for auto insurance? Look to Amica Mutual Insurance Company. This company works nationwide and is actually the oldest mutual insurer of vehicles in the U.S. The company may be large and its services vast, but it’s still known for providing excellent customer support any time of day. The company prides itself on being on the side of its customers and on having over a century of insurance experience. Amica can do basically any kind of insurance as well, so if you want to bundle everything under one umbrella, this is usually a good option.
Shelter Mutual Insurance Company
Shelter Mutual Insurance Company has more than 70 years of experience and is a medium-sized player in the insurance company space. It provides coverage to people within an 18 state area and was very highly rated in Clearsurance’s rankings. It’s also recognized by many other firms that evaluate insurance companies, including A.M. Best Company and J.D. Power and Associates. If you want to see if you live in the area that Shelter Mutual Insurance Company provides its services, you can punch in your zip code and get connected up with an agent.
Erie Insurance Group
Erie Insurance Group is another company that operates in a select number of states. If you live within one of the 12 states that Erie has agents and offices in, then you’re in luck, because the company is very highly rated. The company offers a few special insurance features that other companies don’t, too, including what it calls diminishing deductible. That means for every year you go without a claim, you’re deductible will go down. Check out Erie to see if you live within the area that it serves.